Paying for Cosmetic Surgery

This is the all important question. The NHS or private health insurance providers don’t usually pay for cosmetic surgery unless there are exceptional circumstances (such as an essential medical need).

This means seeking treatment as a private patient.

If you have decided to go ahead and have surgery then your next decision is how to pay for it. There are several options open to you which include:

  • Paying for cosmetic surgery yourself. This can means using your savings or any personal finance.
  • Applying for a loan from your high street bank or building society. However, this can be a difficult thing to do in the present economic climate.
  • Applying for a ‘medical loan’. There are specialist medical loans providers who offer affordable loans for cosmetic surgery. And at competitive terms and conditions.
  • Applying for a loan from a cosmetic surgery provider. Many cosmetic providers have their own finance scheme and offer loans to pay for surgery. These are the usual monthly repayment type of loan.